At any age prior to 70 1/2, you may start receiving an income from the Plan, although tax advantages are
likely to be gained by deferring income until age 65 or later.
The value of your account when applied to the purchase of any annuity will be
100% of all contributions
plus credited interest. The Retirement Value will always reflect
current interest earnings, which will never be less than the Guaranteed
Loans are permitted by law with no income tax or excise tax penalty. However, loans must be
repaid in substantially equal quarterly payments over 5 years. Details
as to limitation, interest rates and restrictions are available upon
This is the amount you
receive if you elect (and are eligible) to withdraw your voluntary
contributions. The amount received is Retirement Value reduced by any
applicable withdrawal charges..
Company will pay the Retirement Value of your plan as a death benefit (your
contributions plus all interest credited).
Post-Retirement - Based on
TAX-VANTAGE is issued
through Fidelity Security Life Insurance Company of Kansas City, Missouri,
an affiliate of Forrest T. Jones Consulting Company. Fidelity is rated
"A-" (Excellent) by A.M. Best and Company, an independent