Association
Professional Liability
If any of these
key coverages and policy features are missing, your Association
Professional Liability coverage may not have the protection you need.
We developed the Association
Professional Liability plan only
after careful study of the legal and administrative issues
surrounding non-profit organizations. Each of the key coverages
reflects the realities you face every day.
Click here for more details
or to contact
us.
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Benefits to
Associations.
Offering insurance plans
through your association or group does much more
than provide security for your members. With
plans designed to fill your member's specific insurance needs, your association will enjoy
the many advantages.
Attraction and Retention of
New Members.
Many of our current customers
report they have members join primarily for the insurance they can buy as a
result of membership. Most plans remain in force only while the insured remains
a member of the association. Here's what attracts and helps retain members:
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Products
a full line of specially designed insurance plans including standard
coverage and custom-tailored coverage to meet professional needs. |
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In-dues
programs
insurance that is provided automatically when a member pays dues. |
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Premiums
spreading insurance risk over a large
group brings premiums down. Consequently, participating in an insurance
plan through an association rather than purchasing insurance independently
often affords significant premium savings for a member. |
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Time-saving
one-stop shopping saves precious hours for busy working
people. One toll-free phone call can take care of all
insurance concerns. |
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Peace
of mind
an FTJ representative will help analyze your current needs to make
sure member coverage meets your member's needs. |
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On-going
updates
because insurance needs change, members can rest assured that FTJ is
looking forward to future requirements, adapting and adding programs to
accommodate a dynamic environment. |
In addition to
membership growth and retention, your association will appreciate:
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Insurance packages to complete your
portfolio of member benefits |
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Minimal
time invested by your staff FTJ takes care of everything |
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No cost to the association to offer
exciting member benefits |
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Reports on membership participation and
sales trends |
To obtain more
information about how FTJ can help your association or group whether
your group is recreational or professional, nonprofit or commercial,
please contact us.
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Customized
Insurance Plans.
FTJ administers a full range of
insurance plans, and if you dont see what you need, well develop it for
you! We can offer standard plans to meet your needs
or well be glad to
build policies from the ground up based on new needs.
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Group |
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Association Group |
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Individual |
Insurance
Plans.
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Life: term, whole, juvenile and senior |
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Professional liability |
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Disability: long term, short term and business overhead |
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Cancer |
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Annuities |
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Dental |
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Errors and Omissions (National School Leaders Program) |
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Hospital Indemnity |
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Long term care |
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Medicare supplemental |
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Property & casualty |
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Specified disease |
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Vision |
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Accidental death and
dismemberment |
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Short term medical |
Once policies have been developed, the service continues
with revisions and updates to meet new or changing insurance needs. The benefit
to your organization is not only quality insurance plans for your members, but also
the ongoing management of the program so that it stays current and
competitive.
Administration.
If you want a company with the expertise to handle all aspects of insurance
administration, and yet is familiar with your special needs, look to FTJ. Our
administrative capabilities are extremely flexible and range from full to partial administrative services
performed by the very best people utilizing the latest in technology.
As a nationally licensed third party administrator, our administration
department stays fully apprised of federal and state regulations enabling us to
meet the needs of state, regional and national organizations.
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Underwriting
processes fully underwritten or simplified issue products. |
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Billing and
premium collection handles multiple-product billings quickly
and accurately. |
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Claims
provides significant savings for your group through cost-saving programs,
provider billing audits, unbundling software, usual and customary review,
and fraud identification programs. |
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Customer
service
responds to questions about claims, benefits, premiums or any other
information requests. The customer service experts handle more than 20,000
calls a year. |
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Systems and
technology stores
all records in an organized and, most importantly, confidential manner via
tape or disk. |
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Section
125 Cafeteria Plans are administered in compliance with the
Department of Labor and the IRS. |
Because FTJ coordinates everything internally, you only need to call one
toll-free number to have every question answered quickly and accurately. FTJ
will handle the paperwork
from start to finish so your groups employees
and members can get the service they deserve.
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Marketing and
Advertising.
FTJs Marketing and Advertising department makes sure your members get the
information they need quickly, accurately and completely. Recognizing that
yesterdays one-step mailing of an offer no longer works today,
FTJ now uses lead generation, fulfillment and telephone follow-up to market insurance products. Research shows that purchasers want more information before
making a decision; however, their available time for absorbing that information
is diminished. Successful marketing, through multiple channels print, mail, Internet and telephone depends upon succinct, personalized
communication and service.
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In response to a customer request, specially-developed computer programs
generate personalized letters, proposals, rate comparisons and follow-up
grids for each plan. |
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Our computer system is designed to maintain a database for tracking
inquiries and policy purchases. Through the database, we analyze results and
trends faster and we pass that advantage on to you with improved
marketing and better products. |
By utilizing these powerful marketing tools, FTJ strives to maximize
the potential of your sponsored insurance program, while keeping members informed about their benefits in a friendly and
efficient manner.
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